Assignment of Benefits Roofing (AOB) is performed using an agreement that transfers responsibility and rights of your insurance claim to your roofer or another third party.
Assignment of benefits roofing is how to get a new roof for free while waiting for ones’ insurance company undertakes the process of settling – or fighting – your roof insurance claim.
If your insurance company is delaying or denying the claim, an AOB roofing arrangement may very well be the solution. AOB roofing contracts allow the insured to simply tell the roof insurance company, “Pay them, not me; and if you don’t pay, they have the right to sue because I am giving them that right”.
So…….. is Assignment of Benefits Roofing a good thing or a bad thing?
There are many articles sponsored indirectly and indirectly by the insurance industry discussing the abuses of AOB. With their massive resources, it would be a surprise if the industry did not lobby to acidify public opinion. It makes sense, doesn’t it? Why deal with experienced and knowledgeable attorneys, public adjusters etc…, when one can overwhelm a homeowner. How best to eliminate those with the ability to defend those who cannot than to attack and vilify the service providers through the use of specific cases of abuse by others less interested in doing the right thing.
“That dog bit me, therefore all dogs are bad” is the logic used to influence public opinion and eventually legislation.
The fact is that all systems require checks and balances.
AOB provides homeowners with experts at their disposal (rooftop provides this service for free!) so they can ensure that they are treated fairly and made whole when disaster strikes. That is, after all, the purpose of insurance!
Imagine a world without knowledgeable roofing insurance specialists available to defend policyholders? Who would hold the insurance companies’ feet to the fire if they treat a policyholder unfairly? Who would stop the industry from running roughshod over the population? The availability of seasoned professionals who cannot be bullied provides an important counterbalance to the powerful and rich insurance companies’ ability to do just these things when they, or worse, their middle managers choose to do so. Rooftop Commercial Roofing has a reputation for actively standing up for its clients. Ask anyone in the industry and they will tell you of the challenges that its owner has overcome as a result of his advocacy for policyholders.
We will discuss more situations regarding AOB over time. Anyone who has any comments or questions is welcome to ask below – we’ll do our best to answer.
This information is not intended to be legal advice, nor as a solicitation. It is important to note that the assignment of benefit current state laws are different from state to state. What’s more, assignment of benefits current state laws change regularly depending on the success of the insurance company lobbyists. Rooftop commercial Roofing participates in AOB contracts only in an ethical manner and only where legal. You can contact Rooftop Commercial Roofing in order to discuss the circumstances of your Assignment of Benefits roofing claim.